About DPT
What license does DPT have?
DPT (HK) Limited holds a Hong Kong TCSP licence under AMLO Cap. 615. DPT partners with appropriately licensed institutions to process its services.
Is DPT regulated?
DPT (HK) Limited holds a Hong Kong TCSP licence under AMLO Cap. 615. DPT operates in compliance with applicable regulations and partners with licensed institutions to provide its services.
Is DPT safe?
DPT partners with licensed and regulated institutions for fund custody and processing. Your DPT Visa card is issued by U.S. Bank under license from Visa. Digital asset custody is provided by BitGo. DPT provides account security features to help protect your account.
DPT is not a bank and deposits are not covered by bank deposit insurance. However, your funds are held in a regulated custody environment with multiple layers of security.
Who holds my crypto?
Your digital assets are held in custody by BitGo, a regulated digital asset custodian. DPT does not hold your crypto directly.
Who issues the DPT card?
Your DPT Visa card is issued by U.S. Bank under license from Visa.
Where is DPT based?
DPT is based in Hong Kong. The company is operated by DPT (HK) Limited, which holds a Hong Kong TCSP licence under AMLO Cap. 615.
Who runs DPT?
DPT is operated by DPT (HK) Limited, a financial technology company based in Hong Kong. DPT holds a Hong Kong TCSP licence under AMLO Cap. 615.
Your DPT Visa card is issued by U.S. Bank under license from Visa. Digital asset custody is provided by BitGo.
Do I need to own cryptocurrency to use DPT?
You do not need to already own cryptocurrency to use DPT. However, the current deposit method is via stablecoins (USDC or USDT). You can purchase USDC or USDT from any cryptocurrency exchange and deposit them into your DPT account.
Fiat deposits via card and bank transfer are coming soon, which will allow you to fund your account directly with traditional currency.
What happens to my money if DPT shuts down?
DPT holds customer funds separately from company operational funds through its licensed custody partners. In the event of any business disruption, customer funds are held in regulated custody and are not mixed with DPT's own assets.
Is my money insured or protected?
DPT partners with licensed and regulated institutions for fund custody and processing. Your DPT Visa card is issued by U.S. Bank under license from Visa. Digital asset custody is provided by BitGo.
DPT is not a bank and deposits are not covered by bank deposit insurance. However, your funds are held in a regulated custody environment with multiple layers of security.
What is DPT Acquiring?
DPT Acquiring is a separate product for merchants, not for individual cardholders.
With DPT Acquiring, businesses can accept stablecoin payments from customers and settle to fiat or crypto same-day. Fees start from 0.3% per transaction.
If you are a merchant interested in DPT Acquiring, visit https://merchant.dpt.xyz for more information.
DPT Acquiring is a separate platform from your personal DPT card account. The two do not share login credentials.
Is DPT a bank?
DPT is a financial technology company, not a bank. DPT partners with licensed and regulated institutions to provide payment, card, and custody services.
Your DPT Visa card is issued by U.S. Bank under license from Visa. Digital asset custody is provided by BitGo.
DPT operates under DPT (HK) Limited, which holds a Hong Kong TCSP licence under AMLO Cap. 615.
How do I download the DPT app?
You can download the DPT app from the following platforms:
- iOS: Available on the App Store (search "DPT Pay")
- Android: Available on Google Play (search "DPT Pay")
If Google Play is not available in your region, you can download the standalone Android APK from https://download.dpt.xyz/dpt-android-latest.apk
Please note: the standalone APK uses a different signing key from the Google Play version. If you are switching between the two, you will need to uninstall the existing version before installing the other.
Do I need to transfer money from my balance to my card?
No. Once your deposit arrives in your DPT account, the funds are automatically available for card spending. There is no need to manually transfer or top up from your balance to your card. You can start using your card right away after your deposit is confirmed.
What is DPT?
DPT is a stablecoin-powered financial platform that lets you turn your digital assets into real-world spending power. You can use your DPT Visa card at merchants worldwide, earn DeFi yield, and manage on-ramp and off-ramp activity all in one app.
Why use DPT?
DPT is accepted wherever Visa is accepted. You can use Apple Pay and Google Pay, deposit across multiple chains, and enjoy low fees with real-time settlement.
How does DPT work?
To get started, register an account, complete KYC, then deposit stablecoins or fiat. Once your deposit is confirmed, apply for a card and start spending at Visa-accepting merchants worldwide.