Terms of Service: DPT

You should read these Terms of Service carefully before you access or use our Services. By using our mobile application, viewing our website(s), creating an account, using the API, using any other application that we make available for this purpose, viewing or downloading DPT Publications, and/or accessing or using the services made available by the DPT Group, you agree to be legally and unconditionally bound by these Terms of Service. If you have any questions about these terms of service, you should email support@dpt.xyz.

1. GENERAL

   1. These terms and conditions (“Terms of Service”) apply to your (collectively, “you” or “your”) access to and use of DPT (HK) Limited’s (“DPT”, “we”, “us” or “our”) website(s) (including https://dpt.xyz and its subdomains) and any or all of the applications and services provided by us, and, where applicable, any of our affiliates (collectively, the “DPT Group”), including: (a) any mobile, web, or other application that we may make available from time to time (b) any application programming interface (“API”) that we may make available from time to time; (c) any social media content, site content, research or other published material that we may disseminate or make available; and (d) any service that we may provide from time to time and designate a “Service” for the purposes of these Terms of Service (collectively the “Services” and each a “Service”).

   2. Where you act on behalf of a corporation, partnership, firm or organisation, references in these Terms of Service to “you” or “your” mean the corporation, partnership, firm or organisation, and you represent that you have legal authority to bind such corporation, partnership, firm or organisation.

   3. You should also read our Privacy Policy at https://dpt.xyz/privacy-policy, which is incorporated by reference into these Terms of Service. If you do not wish to be bound by these Terms of Service or by the terms of our Privacy Policy, you must not access or use the Services.

   4. We may amend these Terms of Service or the Privacy Policy at our sole and absolute discretion without prior notice to you.

   5. By using our Services, you agree, acknowledge and confirm that:

      1. you have read and understood these Terms of Service (including, without limitation, the Privacy Policy) and you accept and agree to be bound by them (in each case as amended, varied or supplemented from time to time);
      2. if you are a natural person, or a natural person representing a corporate entity, you are over 18 years of age and above the legal age of majority in all applicable jurisdictions;
      3. if you are a representative of a corporation, partnership, firm or organisation, that corporation, partnership, firm or organisation is duly organised and validly existing under the laws of the jurisdiction of its organisation or incorporation, and, if relevant under such laws, in good standing, and you are duly authorised to act on behalf of that legal person;
      4. you have the capacity and authority to lawfully use the Services;
      5. your access to and use of the Services is lawful in all applicable jurisdictions and does not breach or conflict with any law or regulation, or any order, direction, or condition of any governmental or investigatory authority to which you are subject;
      6. you are acting on your own account and enter these Terms of Service as a principal and not as agent of any person or entity;
      7. you are not relying on any communication (written or oral) from us as solicitation, recommendation, marketing, promotion or investment or similar advice;
      8. you have not previously been prohibited from access to or using any of the Services;
      9. any information you provide to us is true, complete and correct, and not misleading.

   6. We may not make all Services available in all markets and jurisdictions, and may restrict or prohibit use of the Services in certain markets or jurisdictions. We may amend our policies with respect to Service availability in individual markets and jurisdictions from time to time at our sole and absolute discretion without prior notice, including (without limitation), where we consider it reasonably necessary to do so in order for us to comply with applicable laws and regulations. We may implement controls to restrict access to Account(s) or Services (including, without limitation, automated technological controls and restrictions) from certain jurisdictions and you agree and acknowledge that we this may impact your use of your Account(s) and the Services. You must not attempt in any way to circumvent any such restriction, including by use of any virtual private network to obfuscate your location. We are not responsible for any losses which may arise because you are not able to access or use your Account(s) or any Services because of any action taken under this paragraph.

   7. You are prohibited from opening an Account and/or using any of the Services if you and/or (if you are a corporation, partnership, firm or organisation) your controllers or shareholders (whether directly or indirectly) are subject to a sanctions regime (including sanctions administered or enforced by the United Nations or other relevant sanctions authorities), or have received any oral or written notice from any government or regulatory authority targeting you with sanctions, restrictions, penalties, enforcement action or investigation under any applicable laws or regulations (including, without limitation, AML/CFT, anti-corruption or economic sanction laws).

   8. You must not market or promote the Services in any way which would breach any applicable laws or regulations. If you do create a link to, or otherwise disseminate or promote, any of our websites, our Services or any other material provided by us, you acknowledge that you are responsible for all direct or indirect consequences of such activity, and you indemnify each member of the Group immediately upon demand for all loss, liability, costs or expense arising from or in connection with it.

   9. You acknowledge that:

      1. our Services include an application (the “App”) that is a web or mobile-based application that, by establishing an Account and using the App, allows users to aggregate and interact with services provided by our partners and suppliers (“Service Partners”). The App facilitates the transmission of transaction data, messages, other data and other information between users and the Service Partners; we control the App; we do not own or control the services provided by Service Partners;
      2. you understand that you are not buying or selling assets, or exchanging assets or currencies, or making payments to, or depositing funds, or entrusting on a custodial or other basis, funds or assets with, the DPT Group, and we are not responsible for the transmission of funds or assets between users and any third party; and
      3. we may charge fees for the Services and these Services fees are separate from any other fees (including, network fees, gas, or any other fees) that may be incurred in using networks, payments systems, or the services of Service Partners, over which we have no control and for which we are not responsible, but which you will be required to pay to use the Services and the services of Service Partners.

2. ACCOUNT(S)

   1. The following steps are necessary to create an account (“Account”), which is required in order to access and/or use some of the Services: You must complete the registration form(s) and you must provide any “know-your-client” information or documents which we may require from time to time. The information required includes your preferred name, email address, and password, and will also include submission of identification information. You must confirm that you accept the Terms of Service (without prejudice to any other provision of these Terms of Service with respect to your entry into them and the creation of each relevant contract) in order to create an Account. You will be given the opportunity to read the Terms of Use and the Privacy Policy.

   2. We may initiate the Account opening process before you provide all of the “know-your-client” information or documents. If we do so, your Account will be subject to any restrictions that we deem necessary until we can complete our “know-your-client” procedures to our satisfaction.

   3. We may allow alternative means by which you can register and may change the account registration process at any time, in our sole discretion.

   4. You agree to comply with any reasonable request for information (and acknowledge and accept that, without prejudice to any other remedies available to us, we may suspend or terminate your Account(s) if you fail to provide any requested information to our satisfaction).

   5. We reserve the right to refuse to register, and to terminate, any Account at any time, in our sole discretion and do not have to provide reasons for doing so.

3. SERVICES: GENERAL

   1. You may use the Services only within the intended purpose and permitted use. You acknowledge that the primary the purpose of the Account is to provide access to the Services and the services provided by Service Partners, for your personal non-commercial use. Any use for other purposes or particular misuse of the Services is not permitted, except with our express prior written consent.

   2. The specific Services that we make available to you in respect of your Account may be amended, varied, supplemented, suspended, withdrawn, or terminated at any time.

   3. You must not use your Account or the Services to:

      1. upload, post, email, transmit or otherwise make available any content that is unlawful, harmful, threatening, abusive, fraudulent, harassing, insulting, defamatory, vulgar, obscene, libellous, invasive of another's privacy, hateful or racist, that glorifies violence, is pornographic, unethical or otherwise prohibited or objectionable (in each case as determined by us in our sole discretion);
      2. impersonate any natural or legal person, or falsely state or otherwise misrepresent your affiliation with a natural or legal person;
      3. transmit or otherwise make available any content that you do not have a right to make available, that contains malicious software or viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment (including that owned, operated or controlled by us or by any third party), or to interfere with or disrupt the Services, and third party’s products or services, or any software, servers or networks connected to any such services, including but not limited to hacking or bypassing any measures we or any third party may use to prevent unauthorised access;
      4. engage in any activity that attempts to reverse engineer, disassemble, decompile, hack or extract any proprietary software used to operate or maintain the Services or any part of them, or those of our Service Partners;
      5. breach any third party contracts or terms of use or services, including (without limitation) with respect to any Service Partner, or undertake any activity of any sort that is unlawful in any applicable jurisdiction and or breaches or conflicts with any law or regulation, or any order, direction, or condition of any governmental or investigatory authority to which you are subject.

   4. You accept responsibility for all activities that occur under your Account or from your devices in relation to the Services, including any misuse of your Account. You agree to notify us immediately of any unauthorised access to or use of your Account or any other breach of security.

   5. You acknowledge and agree that, to the extent permitted by applicable law, we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by, or in connection with, any use of your Account by you or any third party, including (without limitation) as a result of any unauthorised access.

   6. Where any third party does have access to your Account or your account credentials (including, without limitation, any API key), you agree and acknowledge that we may share your data with such third party.

   7. If you have elected to use a free trial, we may make certain Services available to you on a trial basis free of charge (“Trial”). We reserve the right at all times to refuse to give you access to a Trial, notwithstanding any previously stated terms with respect to eligibility. We may terminate your use of the Trial and products and services made available in connection therewith, at any time and for any reason, with or without cause, without prior notice to you and without any liability or further obligation of any kind whatsoever to you or any other party.

   8. We have the right to implement changes to the Services and any associated software and functionality (including, without limitation, the App, our website(s), API and any applications or interfaces that we may make available from time to time).

   9. Without prejudice to any of our rights under these Terms of Service, or otherwise arising in law or equity, we may suspend or interrupt the provision of the Services, either entirely or partly, and without any liability to you:

      1. where we consider that it is reasonably necessary for repairs, maintenance or other similar actions, including security updates, in which case we will endeavour to notify you of the interruption in advance to the extent reasonably possible;
      2. if you fail to pay any part of any payment that is due for any use of or access to the Services;
      3. if your actions or omissions relating to the use of the Services interfere with or prevent the normal operation of the Services or otherwise cause, or are likely to cause, harm, damage or other detrimental effects to the Services, any member of the DPT Group, other users of the Services, or our Service Partners;
      4. if there are reasons to suspect that there may be a security breach or threat (including, without limitation, that your credentials have been wrongfully disclosed to an unauthorised party);
      5. if you use the Services in breach of these Terms of Use or use the Services in violation of any applicable laws, regulations or regulatory provisions;
      6. if you refuse to provide any information with respect to your identity, use of the Services, or Intellectual Property Rights, reasonably promptly following request; or
      7. for any other reasons as DPT may determine from time to time.

   10. We will use reasonable endeavours to notify you of any suspension or interruption as soon as reasonably practicable, unless such notification would, in our opinion, be potentially liable to result in or encourage any potential breach of these Terms of Service, any security risk, or impairment of the Services (for the DPT Group, any other user or any Service Partner), or otherwise prejudice the DPT Group, any other user, or any Service Partner. Suspension of or interruption to the Services does not relieve you of the obligation to pay any applicable fees.

   11. We may delete your Account at any time where we believe that you have breached these Terms of Service. We may delete your Account without cause by giving you seven (7) days prior notice.

   12. Where your Account is deleted or terminated or your access to the Services is suspended or restricted: (i) your access to the Services and products and services made available in connection therewith will be revoked; (ii) you will not be able to use the Services; and (iii) any and all data and information with respect to your Account and use of the Services may be irretrievably deleted. We will not be liable to you or any third parties as a result of any such deletion, termination, suspension or restriction, to the extent permitted by applicable law.

4. SERVICES: CARD SERVICES

   1. The following provisions will apply in respect of any payment card (“Card”) Services (“Card Services”) provided to you:

   2. Issuance: We may arrange for a Card to be issued to you via a Service Partner that issues Cards. Each Card is a payment card that can be used at retailers, merchants, online website accepting cards from the relevant payment card network. Other services (such as cash withdrawal from an automatic teller machine) may also be available at the discretion of each of DPT and each relevant Service Partner, subject to compatibility and availability with the relevant card network and any required hardware. When you request a Card, you authorise us to arrange for the issue of a Card from our Service Partner(s) and to exchange information with them for this purpose. The issue and activation of any Card is subject to the sole discretion of DPT and each applicable Service Partner. If you receive a physical Card, that Card remains the property of DPT and/or the Service Partner that issued it at all times and you must not lose, damage, deface, compromise, alter the appearance, or share any information in respect of that Card at any time.

   3. Validity: Notwithstanding any other provision of these Terms of Service, any Card may be terminated or revoked at any time. Cards once issued are valid for the period stated on the Card, on the App, or otherwise communicated to you. If a Card is not activated within three months of issue, it will be automatically terminated. A Card may be automatically renewed and we will endeavour to notify you in advance if automatic renewal applies. A renewal fee may apply. These Terms of Service (as amended, modified or supplemented from time to time) will continue to apply to a Card throughout its validity, including after renewal. If you do not want to renew your Card you should initiate cancellation via the App or by other means communicated to you. If a Card is cancelled by you or terminated or revoked by DPT or a Service Partner, you will not receive any refund in respect of fees already incurred and/or accrued, and any outstanding fees must still be paid.

   4. Card Transactions: When you attempt to make a transaction with a Card, that transaction will be settled on the relevant payment card network, and you authorise each relevant Service Partner (for example, the Service Partner that is the network member), to hold and debit an amount of credit you have made available for payments on the Card (for example, from the balance held with another Service Partner at which your assets or funds are held). The amount held will be sufficient to cover the cost of the transaction that you have attempted to make plus any fees and an additional amount that will cover contingent fees costs and expenses (for example, variable fees or exchange rates). To effect execution of the transaction, you authorise our Service Partners to make such deductions, conversion and payments as are necessary (in the opinion of such Service Provider(s)) to conclude such transaction and any association conversion and payment. We or our Service Partners may impose limits on your use of the Card, such as individual transaction limits, aggregate balance limits, and daily, monthly and annual transaction limits. We will endeavour to notify you of any applicable limits but reserve the right to vary and limit at any time without notice. Any transaction that exceeds any applicable limit will be rejected (and may be rejected in whole or in part). You are responsible for all transactions that are attempted and/or made with your Card and must not use the Card, or allow the Card to be used, for any unlawful or prohibited activities in any applicable jurisdiction; you are responsible whether or not you authorise or are aware of any transaction.

   5. Confidentiality and Security of Card Data: You must keep all information relating to each Card, including specific Card details (such as number, issue date, expiry date, security code, and name), strictly confidential. You should only disclose the minimum amount of information as is required for making payments and should ensure all such information is only provided via a secure and legitimate interface. Neither any member of the DPT Group, nor any Service Partner providing services in connection with any Card, are liable for unauthorized transactions.

   6. Dispute Resolution and Chargeback: If you have any disputes about a Card transaction or need to request a that a dispute is filed that is sent through the relevant payment card network in accordance with the relevant rules (the “Card Network Rules”) of that card network (a “Chargeback”) you must notify us within 90 days of the date of the transaction. For dispute resolution in relation to a transaction or a Chargeback requests, you must follow the Card Network Rules. This includes submitting a detailed written explanation, transaction receipts, and other necessary documentation as required by DPT, a Service Partner, or the relevant card network. There may be a fee for any such dispute or request and the amount of applicable fees may be debited directly from any funds or assets held by DPT or a Service Partner. You must cooperate with any request for further information or evidence. Any fees incurred are not refundable. Any decision by DPT, a Service Partner or a payment card network is final, conclusive and binding unless otherwise provided in applicable Card Network Rules. None of DPT nor any Service Partner will be liable for the outcome of any such dispute or Chargeback request.

5. THIRD PARTY SERVICES AND SERVICE PARTNERS

   1. You acknowledge that we have no involvement in, control over, or responsibility for any products, services, actions, inputs, outputs, information, data or any other matter that is provided by Service Partners or any other third party participant in the provision of the Services, including, without limitation, the creation, maintenance, operation, availability, suspension or termination of any associated products or services. Your agreement(s) and relationship with any third party is a separate legal relationship from your relationship with us and you agree to be bound by all relevant terms and conditions, agreements and policies. You may need to complete separate registration, account creation, identify verification, terms and policy acceptance, or other processes, in order to access services provided by Service Partners.

   2. Where you create an account with a Service Partner and/or use or acquire any services or products provided by them, we may be paid a referral fee or commission with respect to that activity or other interactions between you and relevant third parties. Payment of any amount to us does not affect the terms of these Terms of Service including, without limitation, the preceding paragraph.

   3. We may vary any provision (or restriction) of Service Partner services that are available to you at any time. If any Service Partner providing services in respect of the Services requests that we restrict your Account, we may do so in our sole discretion.

6. FEES

   1. We may from time to time charge fees for your use of or access to the Services (or any part of the Services). We reserve the right to change the amount of any fees in respect of the Services (and each part of the Services), and any features that are available for any fee amount or tier, any time (including with respect to individual users where, for example, we may offer alternative pricing and specific features). We will endeavour to give prior notice before any fees are levied in respect of your use of the Services.

   2. We may offer a range of options for settling payment of fees. We do not guarantee the availability of any payment method at any time and we may add, remove or suspend any payment method temporarily or permanently at our discretion. Without prejudice to the foregoing, fees for using the Services via the App will generally be deducted from assets or payments made via the App. To the extent that any payment for Services is not actually received by us, you will be deemed not to have paid for that Service.

   3. We may provide Services that automatically renew. Where automatic renewal applies, your subscription for the relevant Services will be renewed automatically until terminated, and you are deemed to instruct us to renew your subscription and take payment at the end of each originally applicable subscription period. Where automatic renewal does not apply, your access to the relevant Services will be terminated immediately at the end of any applicable subscription period (unless terminated earlier pursuant to these Terms of Service).

   4. All prices and fees, including information in relation to any third party fees and expenses, are stated exclusive of taxes unless explicitly provided otherwise.

   5. You represent and warrant that: (i) the payment and transfer information you supply to us is true, correct and complete; (ii) you are duly authorised to use the payment and/or transfer method you use or provide; (iii) charges incurred by you will be honoured; and (iv) you will pay charges incurred by you at the posted prices, including all applicable taxes, if any.

   6. We will use reasonable endeavours to display accurate price information; we reserve the right to correct any errors, inaccuracies, or omissions at any time and to cancel any Services connected with erroneous, inaccurate or incomplete information.

   7. Unless otherwise required by applicable law, we have no obligation to provide a refund or a credit. Due to the nature of the Services as a digital product, no refunds are granted without clear, justified and legitimate reasons. We will assess any refund request for fees payable in advance on its merits and in accordance with any policy that we may make available with respect to refunds from time to time.

7. DISCLAIMERS, LIMITATIONS, ETC

   1. We may provide information in the form of text, data, graphics, photographs and illustrations (including as a graphical representation of the data on our user interface) through any interface we deem appropriate, including (i) representing such information extracted or derived from third party services (ii) where requested by you or initiated by us. We do not guarantee that you are able to take any action based on the information (including any prices) made available or retrieved during the use of the Services. We endeavour to ensure the accuracy and reliability of the information provided, but do not guarantee its accuracy, reliability, timeliness, completeness, performance or fitness for a particular purpose and accept no liability (whether in tort or contract or otherwise) for any loss or damage if you rely on information. Such information is provided “as is” and on an “as available” basis. All calculations performed by us in connection with any of the Services are final and conclusive.

   2. We do not act as your agent, broker, adviser, trustee or fiduciary in any capacity. These Terms of Service do not create any partnership, joint venture, joint enterprise or similar business relationship with you. None of the Services amounts to and no communication or information provided to you shall be deemed or construed to be investment or financial advice. We have no obligation to, and shall not, provide you with any investment, financial, legal, tax, accounting or other advice. You should conduct your own due diligence and consult an independent adviser where appropriate. We are not a broker, financial advisor, investment advisor or other investment or financial services provider.

   3. No information or material provided by us (including on any website or through our Services) shall be construed as a promotion of the Services or any product, or a solicitation, an offer or a recommendation to trade in, use or engage the Services or any product in any manner, or with respect to any services provided by a Service Partner. You must make your own independent decision to access and/or use the Services and any Service Partner’s services.

   4. We may link to third party websites on our website(s) or when providing the Services which are not affiliated or associated with the DPT Group (although branding, advertisements or links relating to our Services may appear on these third party websites) and we may send email messages to you containing advertisements or promotions including links to third parties. We make no representation as to the quality, suitability, functionality or legality of the material on third party websites that are linked to, or to any goods and services available from such websites. The material is only provided for your interest and convenience. We do not monitor or investigate such third party websites and we accept no responsibility or liability for any loss arising from the content or accuracy of this material, and any opinion expressed in the material should not be taken as an endorsement, recommendation or opinion of any member of the DPT Group. For avoidance of doubt, the information contained in any third party websites is not incorporated into these Terms of Service.

   5. You acknowledge and agree that as a result of your use of the Services, your assets may be at risk, including by virtue of any failure of our Services (including software and infrastructure) and services and products provided by third parties (including, without limitation, Service Partners and infrastructure providers such as internet and telecommunications service providers and cloud computing service providers, as well as any hardware or software that you choose to use in connection with the Services). You accept responsibility for the risks inherent in the use of the Services and all related third party services and products.

   6. To the maximum extent permitted by applicable laws and regulations, we and our respective directors, officers, employees, agents, contractors and licensors (together, the “Associated Parties”) shall:

      1. not be liable to you for any losses, damages or costs other than as a result of fraud, wilful default or gross negligence;
      2. provide the Services on an “as is” and “as available” basis. We expressly disclaim, and you waive, any and all other warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title or non-infringement or warranties arising from course of performance, course of dealing or usage in trade. Without limiting the foregoing, we do not represent or warrant that the Services are accurate, complete, reliable, current or error-free, or free of viruses or other harmful components; and
      3. have no liability and not be responsible in any way for any losses, damages or costs:
         1. resulting from your reliance on any data or information in connection with the Services, including where such data or information is provided by us or a third party and whether or not such data or information is provided at your direction or request. Such data and information provided are for general information purposes only and are given in good faith. The information is selective and may be incomplete or inaccurate. You should not rely upon the information without further enquiry;
         2. to you or to any third parties, for the correctness, quality, accuracy, security, completeness, reliability, performance, timeliness, pricing or continued availability of the Services or for delays or omissions of the Services, or for the failure of any connection or communication service to provide or maintain your access to the Services, or for any interruption in or disruption of your access or any erroneous communications between us and you, regardless of cause;
         3. arising out of your use of the internet and any equipment to connect to the Services or any technical problems, system failures, malfunctions, communication line failures, high internet traffic or demand, related issues, security breaches or any similar technical problems or defects experienced. You shall be responsible for any fees and charges incurred in order to connect to the internet for the purpose of using or accessing the Services;
         4. relating to interruptions to or errors in the provision of the Services or any Service Partner’s services. Amongst other things, the operation and availability of the systems used for accessing the Services, including public telephone services, computer networks and the internet, can be unpredictable and may from time to time interfere with or prevent access to the Services. We are not in any way liable or responsible for any such interference that prevents your access to or use of the Services or any Service Partner’s services or causes any inaccuracy, error, delay in, or omission of (i) any information or (ii) the transmission or delivery of information;
         5. arising out of failures of communication, including where (a) we do not receive (i) instructions from you through the Services or with respect to any third party services that are integrated with and/or relied upon with respect to your use of the Services or (ii) we do not receive any emails, contact form submissions or any other communications (whether electronic or otherwise) from you or (b) you are unable to (i) send instructions to us or with respect to any Service Partner (whether via use of the Services or otherwise) or (ii) receive notices or communications (such as trading or security notices or communications) which we send to you, for example where such communications are placed in a spam folder or otherwise filtered by your email service provider; or
         6. for your use of systems (including any equipment, software and hardware) to use and access the Services. You are solely responsible for your own systems used to access the Services and are solely liable for the integrity and proper storage of any data associated with the Services that is stored on your own systems. You are responsible for taking appropriate action to protect your systems and data from viruses and malicious software, and any inappropriate material. Except as provided by applicable laws and regulations, you are solely responsible for backing up and maintaining duplicate copies of any information you store or transfer through our Services. We will not be liable to you in the event that your systems fail, are damaged or destroyed or any records or data stored on your systems are corrupted or lost for any reason.

   7. In no event shall any of the Associated Parties be liable for any:

      1. indirect or consequential loss; or
      2. loss of profit, business opportunity, revenue or goodwill, in each case, whether arising from breach of contract, tort (including negligence), breach of statutory duty or otherwise, arising out of or in connection with authorised or unauthorised use of the Services or these Terms of Service, even if the Associated Parties have been advised of, knew of or should have known of the possibility of such damages.

   8. The Associated Parties’ aggregate liability in contract, tort or otherwise (including any liability for any negligent act or omission) howsoever arising out of or in connection with the performance of its obligations under these Terms of Service, or any other terms incorporated by reference in or to these Terms of Service, or otherwise with respect to the Services, in respect of any one or more incidents or occurrences shall be limited to the total net amount of fees received by us from you in connection with your use of the Services in the twelve-month period immediately prior to the date of the incident, or the first incident of a series of connected incidents, giving rise to a claim made by you under (or in connection with) these Terms of Service or any other terms incorporated by reference in these Terms of Service. Where fees are paid otherwise than in US dollars, for the purposes of this paragraph, the fees shall be valued in US dollars at the mid market rate at noon UTC on the day that such fees were paid by you to us, as quoted by a provider selected by us (acting reasonably).

   9. You agree to indemnify and hold harmless the Associated Parties immediately upon demand from and against any and all claims, demands, lawsuits, actions, proceedings, investigations, liabilities, damages, losses, costs or expenses, including reasonable attorneys’ fees, in any way arising out of, in relation to or in connection with, directly or indirectly, you or your representatives’:

      1. improper or illegal use of, or conduct in connection with, the Account and the Services (including where you are prohibited from holding or operating an Account and/or accessing or using the Services);
      2. breach of these Terms of Service, any other terms incorporated by reference in or to these Terms of Service, or any of the DPT Group’s policies; or
      3. breaches or violation of any law or regulation, or any order, direction, or condition of any governmental or investigatory authority to which you are subject, or the rights of any other person or entity.

   10. Nothing in these Terms of Services shall be construed to restrict or exclude any liability that cannot be lawfully limited under any applicable law.

8. INTELLECTUAL PROPERTY RIGHTS AND PUBLICATIONS

   1. In these Terms of Service, “Intellectual Property Rights” of a person or group means any and all proprietary rights that such person or group owns or has rights to, related to the provision of the Services and includes, without limitation, all patents, patent applications, patentable subject matter (irrespective of whether a patent application is filed), registered and unregistered trademarks and service marks, logos, domain names, any source identifying elements, trade secrets, copyrights, software, source code, object code and the copyrights embodied within, copyright applications, copyrightable subject matter (including, without limitation, website designs, structure, layouts and graphical images) and irrespective of whether a copyright application has been filed, any application software, design rights, algorithms and all APIs, derivative works, improvements and Confidential Information as may exist, from time to time, anywhere in the world.

   2. You acknowledge that: (i) you have no ownership rights or rights in the Intellectual Property Rights relating to the Services or your Account(s) or the material used in relation to the Services other than as we specifically grant to you under these Terms of Service; and (ii) except as otherwise agreed, in writing, between the parties, all Intellectual Property Rights of the DPT Group in the Services and your Account(s) shall remain with the DPT Group. All rights are reserved.

   3. You acknowledge that ‘DPT along with any and all associated logos are trademarks of the DPT Group. You may reproduce such trademarks without alteration on material downloaded from our Services to the extent authorised by this clause (or agreed in writing between the parties), but you may not otherwise use, copy, adapt or erase them.

   4. You shall not register any domain name that incorporates or is confusingly similar to any of the DPT Group’s trademarks and you expressly acknowledge that any such registration will be in “bad faith” and use of such domain name would be in “bad faith” as defined by the Universal Domain Name Dispute Resolution Policy and similar policies enacted throughout the world and which relate to trademark rights relative to domain names.

   5. You agree not to: (i) operate any social media account (Telegram, Signal, Whatsapp, X, Facebook, Instagram and LinkedIn etc.) that uses any of the DPT Group’s trademarks or confusingly similar marks; and (ii) create, offer to create or promote any application that is branded with our trademarks or any confusingly similar marks.

   6. You shall not in any circumstance obtain any rights over or in respect of the Services (other than rights to use the Services pursuant to these Terms of Service and any other terms and conditions governing a particular service or product offered by the DPT Group) or hold yourself out as having any such rights over or in respect of the Services or any part of them.

   7. You are not granted any right to use, and may not use, any of the DPT Group’s Intellectual Property Rights other than as set out in these Terms of Service and subject to the following conditions:

      1. you may only view and use the Services (or any part of them or their contents) for your own personal use and may not copy (other than to print or copy extracts from the Services), reproduce, republish, upload, repost, modify, transmit, distribute or otherwise use the Services (or any part of them or their contents) in any way for non-personal, public or commercial use without the prior written consent of DPT. All restrictions relating to use of the Services in these Terms of Service shall apply to data available through any APIs or any other alternative means of production or replication;
      2. you may not remove or modify any copyright, trademark or other proprietary notices that have been placed in any part of the Services; and
      3. you may not use any data mining, robots or similar data-gathering or extraction methods.

   8. By submitting your content directly or indirectly to or through use of the Services in any way, including, but not limited to, App content, chat applications, social media, alerts, blogs, message boards, forums and APIs (whether or not submitted through a third party), you grant the DPT Group a royalty-free, perpetual, irrevocable, transferable, sublicensable, non-exclusive right and licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display all of your content (in whole or in part) worldwide and to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any rights that may exist in such content. The DPT Group shall be the sole owner of any derivative work produced by the DPT Group based on, or in any way connected with, your content, and shall have the right to use such derivative work for any purpose, commercial or otherwise, without any further obligation to you. You also permit any other users of the Services to access, display, view, store and reproduce such content for personal use. You waive (and to the extent you cannot waive, agree irrevocably not to assert) any and all moral rights to which you may be entitled anywhere in the world in respect of such content. The DPT Group has the right, but not the obligation, to monitor all conduct and content submitted to or through use of the Services, and may in its sole and absolute discretion: (i) refuse to publish, remove or modify content or disable access to content that it considers breaches these Terms of Service in any respect; or (ii) suspend or discontinue your opportunity to submit, post or upload content.

   9. By submitting any content directly or indirectly to or through use of the Services in any way you warrant that you are entitled to, and have all necessary Intellectual Property Rights over, that content to submit it in accordance with these Terms of Service.

   10. The DPT Group reserves the right to disclose your identity to any third party who claims that any content posted or uploaded by you constitutes a violation of their Intellectual Property Rights or of their right to privacy.

   11. The DPT Group specifically disclaims any and all representations and warranties related to its Intellectual Property Rights including, without limitation, any representations or warranties related to ownership and non-infringement of third party intellectual property rights. You expressly acknowledge that your use of the Trading Platform and Services is subject to this disclaimer of representations and warranties.

   12. From time to time we may issue, contribute to or disseminate reports, data, graphs, tables, research publications, historical data, blog posts, articles, know-how, documents or other information, including via our website, APIs, social media and other channels (“DPT Publications”). You may be able to access DPT Publications without an Account through the publicly available portion of our website, social media and other channels. You agree and acknowledge that DPT Publications:

       1. are for information purposes only and are not intended to and do not constitute an offer, marketing, advertisement, commitment, solicitation, or any investment advice or recommendation to use any of the Services;
       2. do not constitute an offering document, do not purport to contain all of the information that you may require and are not intended to be taken as forming the basis of any commitment or contract; and
       3. are not intended to provide, and must not be relied upon for, accounting, legal, tax or other advice.

   13. No representation or warranty, express or implied, is made with respect to DPT Publications or views therein as to (or in relation to) its impartiality, fairness, reasonableness, accuracy, reliability or completeness. We expressly disclaim any and all responsibility or liability for the fairness, reasonableness, accuracy, reliability or completeness of the information contained in any DPT Publication. There is no obligation for us to update DPT Publications. Information and views contained in any DPT Publication are provided for reference only and are not to be relied upon as authoritative. All estimates, projections, forecasts and opinions contained herein are subject to change without notice. Any reference to past performance should not be taken as an indication of future performance. We accept no liability (whether in tort or contract or otherwise) for any loss or damage if you rely on DPT Publications.

9. CONFIDENTIALITY

   1. For the purposes of these Terms of Service, “Confidential Information” means any written information (including information provided in electronic form) or oral information which is confidential or a trade secret or proprietary and which is clearly identified as confidential at the time of disclosure or would be assumed by a reasonable person to be confidential under the circumstances surrounding the disclosure, but shall not include information which is: (i) already known by a party; (ii) publicly known or becomes publicly known through no wrongful act by a party; (iii) rightfully received from a third party without a party having knowledge of a breach of any other relevant confidentiality obligation; or (iv) independently developed by a party without reference to information which would otherwise be considered to be Confidential Information.

   2. You undertake not to disclose to any person any Confidential Information that you may acquire in the course of your use of the Services or any Account

   3. Upon any unauthorised disclosure of our Confidential Information, we shall have a right to take such lawful actions as are reasonably available to recover such Confidential Information and to prevent any further publication or dissemination.

   4. You acknowledge that your Account is personal to you, and you are obliged not to provide any other person with access to the Services or your Account details or credentials (including, without limitation, your email address, password, or other security information). You are responsible for maintaining the confidentiality of your data and for monitoring and, if necessary, restricting access to your devices.

   5. Without prejudice to any other provision in these Terms of Service, we will keep confidential any Confidential Information we receive from you. However, we shall be permitted to disclose Confidential Information:

      1. in accordance with these Terms of Service (including, without limitation, the Privacy Policy);
      2. to our affiliates as well as with their respective employees, consultants, officers, directors; and
      3. to our professional advisers or any other third party under a duty of confidentiality;
      4. to any law enforcement agency, investigative or judicial authority, regulator or other state, governmental or supranational authority or other body that we reasonably believe has jurisdiction or competence to request the relevant information or as may otherwise be required pursuant to any applicable law, or regulation, court or arbitral order, or other mandatory requirement.

10. PRIVACY POLICY
    Our Privacy Policy sets out how we will collect, make use of and share (i.e. “process”) your personal data in connection with your Account(s) and the Services. You should regularly review the Privacy Policy. We may amend the Privacy Policy at our sole and absolute discretion without prior notice to you.

11. AMENDMENTS TO THE TERMS OF SERVICE
    DPT reserves the right to amend, vary or supplement these Terms of Service. Where practicable, we will use reasonable endeavours to provide seven calendar days’ notice of any amendment, variation or supplement that affects a Service for which you have a paid Subscription. Where any amendment, variation or supplement relates to a new Service feature or product, or is required in order for us to comply with any applicable law or regulation, or any direction, request or order of any governmental, judicial or arbitral authority, or otherwise does not directly affect a Service for which you have a paid Subscription, it will be deemed to be effective immediately. If you do not agree with the amendment, variation or supplement, you can terminate your use of the Services. By continuing to use the Services, you will be deemed to have accepted any amendment, variation or supplement.

12. GENERAL

    1. Unless otherwise expressly provided in writing, these Terms of Service, together with any other addenda, terms and conditions or documents expressly incorporated herein or by reference to these Terms of Service, constitute the entire agreement between you and us. In the event of any inconsistency between these Terms of Service and any of the other addenda, terms and conditions or documents expressly incorporated herein or with reference hereto, the provisions of these Terms of Service shall prevail (unless otherwise stated or agreed expressly by us).

    2. Upon any access to or use of the Services, these Terms of Service will remain in full force and effect in respect of such access or use (as amended, varied or supplemented from time to time).

    3. Our failure or delay to require the performance of any provision in these Terms of Service or exercise any right or remedy upon your breach of these Terms of Service does not constitute waiver of any of our rights or waiver of your breach.

    4. You may not assign or transfer any of your rights or obligations under these Terms of Service without our prior written consent. We may assign or transfer any or all of our rights or obligations under these Terms of Service (including those rights or obligations created under these Terms of Service such as any annexes or supplemental terms and contractual documentation subject to these Terms of Service and the annexes and supplemental terms), in whole or in part, without obtaining your consent or approval. To the extent required to effect any future assignment or transfer, you are hereby deemed to have given all necessary consents and waivers.

    5. We shall not be liable for any loss or damage arising from any event beyond our reasonable control (which may result in suspension of the performance of our obligations under these Terms of Service or ceasing to provide access to and use of the Account and/or the Services), including but not limited to flood, pandemic, extraordinary weather conditions, earthquake, act of God, fire, war, insurrection, malicious acts of damage, riot, labour dispute, accident, actions of any government or regulator (including any action of any government or regulator restricting or suspending our ability to provide any Services), communication failure, power and electricity supply failure, equipment or software malfunction or any other cause beyond our reasonable control.

    6. If any provision of these Terms of Service is held to be invalid or unenforceable under any applicable law or regulation, this shall not render any other provision to be invalid or unenforceable under that law or regulation nor shall it render that provision or any other provision invalid or unenforceable under any other applicable law or regulation.

    7. The headings in these Terms of Service are for ease of reference only and do not affect its interpretation.

    8. These Terms of Service have been prepared in English and where they are translated into other languages, such translation(s) are for convenience only. In the event of any inconsistency or ambiguity between the English version and any translated version, the English version shall prevail.

    9. We may provide any notice to you under these Terms of Service by: (i) sending a message to the phone number and/or email address you provide to us and consent to us using; or (ii) by posting via the Services (including, without limitation, via the App or on our website(s). Notices sent by message or email will be effective when we send the message or email and notices we provide by other means will be effective upon publication or release. It is your responsibility to keep your contact details current and check for incoming messages regularly.

    10. To give us notice under these Terms of Service, you must contact us by email at support@dpt.xyz.

13. GOVERNING LAW AND DISPUTE RESOLUTION

    1. These Terms of Service are governed by and construed in accordance with the law of Hong Kong Special Administrative Region.

    2. Subject to paragraphs 11.3 to 11.5 below, the courts of Hong Kong Special Administrative Region shall have exclusive jurisdiction to settle any dispute arising from or connected with these Terms of Service (including a dispute relating to the existence, validity or termination of these Terms of Service or the consequences of their nullity or any non-contractual obligation arising out of or in connection with these Terms of Service) (a “Dispute”), and each party submits to the exclusive jurisdiction of the courts of Hong Kong Special Administrative Region. For the purposes of this paragraph, each party waives any objection to the Hong Kong Special Administrative Region courts on the grounds that they are an inconvenient or inappropriate forum to settle any such Dispute.

    3. We may by notice in writing to you addressed to any contact details registered with your Account (“Arbitration Notice”) require that all Disputes or a specific Dispute shall be submitted to the London Court of International Arbitration and shall be finally resolved by arbitration under the LCIA Arbitration Rules as amended from time to time (the “LCIA Rules”).

    4. If proceedings have already been commenced (pursuant to paragraph 11.2 above) in respect of any Dispute(s) referred to in an Arbitration Notice:

       1. that Arbitration Notice must be given no later than the date for service of the acknowledgement of service in those proceedings;
       2. following such Arbitration Notice being given, those proceedings shall be stayed by consent with no order as to costs; and
       3. each party to those proceedings shall, following such Arbitration Notice being given, instruct solicitors to execute a consent order (or, if applicable, consent orders) to this effect as soon as reasonably practicable and in any event prior to the date for service of the defence. Any stay of proceedings will be without prejudice to the date when any claim or defence was raised for the purpose of applying any limitation bar or any similar rule or provision.

    5. Where Arbitration Notice has been given pursuant to paragraph 11.3, then in respect of each Dispute to which the Arbitration Notice refers, the provisions of this paragraph shall apply:

       1. The LCIA Rules are incorporated by reference into this paragraph and capitalised terms used in this paragraph 11 which are not otherwise defined in these Terms of Service have the meaning given to them in the LCIA Rules.
       2. The number of arbitrators shall be three. The Claimant shall nominate one arbitrator for appointment by the LCIA Court. The Respondent shall nominate one arbitrator for appointment by the LCIA Court. The LCIA Court shall appoint the presiding arbitrator.
       3. The seat or legal place of arbitration shall be London.
       4. The language used in the arbitral proceedings shall be English.