Card Fees and Limits

There is no annual fee on the DPT card. The only card-related fees are the one-time application fee and transaction fees as described in our Card Fees and Limits article.

Yes. Both approved and declined ATM withdrawal attempts count toward your daily frequency limit of 3 attempts per rolling 24-hour period. Transactions exceeding this limit will be automatically declined.

Yes. You can set your own daily and per-transaction spending limits in the DPT app. By default, there is no spending cap. You can adjust limits in the Card settings.

When you deposit USDC or USDT into your DPT account, the conversion to USD for card spending is handled automatically. Deposits are free and there is no separate conversion fee charged by DPT.

A small transaction fee of $0.10 USD normally applies to transactions of $25 USD or less.

This fee is currently waived until further notice as a limited-time promotion — DPT is temporarily absorbing the cost. The waiver may change; check the latest fee schedule for the current rate.

If a card transaction is declined, a fee of $0.50 USD may apply. The first 3 declined transactions per calendar month are free. After that, each decline costs $0.50 USD.

Declines that count toward this limit include those caused by insufficient balance, frozen card, lost card status, or incorrect card details.

The count resets at the beginning of each calendar month.

There is no annual fee for DPT cards.

Your DPT card currently has 0% interest (0% APR) on all purchases.

The only card-related fees are the one-time application fee ($10 USD for virtual, $50 USD for physical) and transaction fees as described in our Card Fees and Limits article.

There is no upper limit on your DPT card balance.

For spending limits, you can set your own daily or transaction limits in the app. By default, there is no spending cap.

Both physical and virtual DPT cards support ATM cash withdrawals. Virtual card withdrawals require an ATM with NFC contactless support (Apple Pay or Google Pay).

ATM withdrawal limits:

Please note that both approved and declined attempts count toward the daily frequency limit. Transactions exceeding either limit will be automatically declined.

Our card fees are as follows:

Virtual Card: $5 USD
Physical Card: $50 USD
Upon activation, you will receive a $5 spending credit that can be used anywhere the card is accepted. The credit is non-withdrawable.

DPT (HK) Limited · dpt.xyz · Fees are subject to change. Please refer to the latest announcements.

1. Card Application

2. Transactions

3. Card Limits