DPT offers two card tiers:
Oxygen (Visa Platinum)
The Oxygen card is your everyday card. Benefits include:
Global acceptance at all Visa-accepting merchants worldwide. Instant digital card that you can activate and start spending within minutes. Up to 500,000 USD travel accident insurance, with coverage for delays, lost baggage, and flight cancellations. Visa Luxury Hotel Collection benefits including room upgrades, late checkout, and complimentary breakfast. Exclusive entry to DPT member prize draws and giveaways with a chance to join Obsidian-exclusive events. Automatic upgrade to Obsidian tier for qualifying top spenders, unlocking Visa Infinite privileges and elite benefits.
Obsidian (Visa Infinite)
The Obsidian card is invite-only. Benefits include:
Up to 1,500,000 USD travel accident insurance with comprehensive coverage for delays, baggage, and emergencies. Global Priority Pass plus Visa Infinite Lounges. Visa Luxury Hotel Collection perks including upgrades, breakfast, and late checkout. 24/7 global concierge assistance for travel, dining, and experiences. Invite-only Visa Infinite partner access worldwide. A dedicated personal lifestyle manager available 24/7. Front-of-line priority access to events, venues, and exclusive services. Reserved seating at partner Michelin-starred and flagship restaurants. Access to the Three Comma Club, a private network of DPT's highest-tier members. Invitations to DPT-hosted summits, retreats, and private events worldwide.
Card Format
Both tiers are available as:
- Virtual Card: instant digital card for online purchases and Apple Pay / Google Pay use, issued immediately after KYC approval. Application fee is 10 USD.
- Physical Card: a Visa card shipped to your address. The process is: apply in the app, submit your shipping address, pay the application fee, wait for delivery (7 to 14 business days), activate the card in the app, then start using it. Application fee is 50 USD. Replacement cards cost 10 USD.
Both cards can be used anywhere Visa is accepted, including online, in-store, and at merchants worldwide.