DPT for Business FAQ: Accounts, Pricing, and Licensing

What the DPT Business Platform Covers

The DPT for Business platform bundles two live products and one on the roadmap. Acquiring lets a business accept USDC and USDT online, in-store, or by invoice, and settle the same day in fiat or keep funds on-chain. Payout sends stablecoins out as local currency to bank accounts and instant payment rails across 80+ corridors and 100+ countries. Treasury — multi-currency balances with fiat virtual accounts — is marked coming soon and is not yet live.

Both live products run from one business account, one integration, and one ledger. The mechanics of the payout leg are covered in depth in the stablecoin payout pillar; the acquiring leg in the guide to accepting USDC as a business.

What Business Payments Cost

Acquiring starts from 0.30% per transaction. Payout is priced per corridor and shown upfront: INR/UPI 0.30%, EUR/GBP 0.35%, THB 0.40%, BRL/PIX 0.45%, PHP 0.50%, MXN/SPEI 0.50%, IDR 0.55%, VND/NAPAS 0.60%, NGN/NIP 0.80%. A small flat network fee applies per transfer depending on the chain.

FX is the mid-market rate with no hidden spread, and a quote is locked for 10 minutes at confirmation. There are no monthly minimums and no setup fees. For a line-by-line comparison of how those costs stack against a bank wire, see the anatomy of a USDC payout versus a wire.

Supported Stablecoins, Chains, and Rails

DPT supports USDC and USDT across five chains: Ethereum, Polygon, Tron, Solana, and Base. On the payout side, funds land on real local rails — UPI in India, PIX in Brazil, SPEI in Mexico, NIBSS NIP in Nigeria, NAPAS 247 in Vietnam, PromptPay in Thailand, SEPA Instant in the Eurozone — rather than through correspondent banking chains. Recipients see an ordinary local-currency credit, not a crypto transaction.

Getting Started

1. Sign up on merchant.dpt.xyz and complete business verification.
2. Integrate once — hosted checkout with no code, or the REST API with SDKs and webhooks. The USDC checkout integration guide walks through the API path.
3. Accept USDC and USDT from customers and settle the same day, in fiat or on-chain.

Frequently Asked Questions

Which DPT product do I need — Acquiring or Payout?

Use Acquiring to accept stablecoin payments from your customers, and Payout to send stablecoins out to bank accounts in local currency. Many businesses run both on one account.

Can one account both accept and pay out stablecoins?

Yes. A single DPT business account covers acquiring and payout, with one integration and one ledger.

What does DPT charge for business payments?

Acquiring starts from 0.30% per transaction. Payout is priced per corridor, from 0.30% to 0.80%, shown upfront. There are no monthly minimums or setup fees.

Which stablecoins and chains does DPT support for business?

USDC and USDT, on Ethereum, Polygon, Tron, Solana, and Base. Settlement to fiat or on-chain balance is same-day.

How fast do business payouts settle?

Settlement is same-day, and most transfers on instant rails such as UPI, PIX, and SPEI land in minutes. The FX quote is locked for 10 minutes at confirmation, so the rate you see is the rate you settle at.

Is DPT licensed?

DPT is operated by DPT (HK) Limited under a Hong Kong TCSP licence (no. TC010834, AMLO Cap. 615), with insured custody via BitGo and PCI DSS compliance. Sanctions screening and chain analytics run on every transaction.